It’s not uncommon to drive around Springfield neighborhoods and see street after street dotted with boarded up homes. After all, Springfield entered 2011 with the state’s highest rate of foreclosures. So housing advocates are pushing new legislation they hope will make it harder for banks to foreclose on homeowners — and also protect tenants who get caught in the housing crossfire. But some lenders say creating new laws will not change the economic situation that they claim is the true threat to urban neighborhoods. WFCR’s Karen Brown reports.